Welcome to SafeGiftHub. By accessing or using our website, you agree to be bound by these Terms of Service. Please read them carefully before using our site.

1. Acceptance of Terms

By accessing, browsing, or using SafeGiftHub ("the Website," "we," "us," or "our"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use this website.

2. Description of Service

SafeGiftHub is an independent educational website that provides information about:

• Gift card safety and scam prevention
• How to identify fraudulent gift card schemes
• Safe practices for checking gift card balances
• Consumer protection related to gift cards

What We Are NOT

SafeGiftHub is NOT:

• A gift card issuer, retailer, or broker
• A balance-checking service or tool
• Affiliated with, endorsed by, or operated by any gift card brand
• A customer service platform for gift card companies
• A provider of legal, financial, or professional advice

3. Educational Purpose Only

The content on SafeGiftHub is provided for educational and informational purposes only. It does not constitute:

• Legal advice or representation
• Financial or investment advice
• Professional consultation of any kind
• An endorsement of any product, service, or company
• A guarantee of any specific outcome or result

You should not rely solely on information from SafeGiftHub to make decisions. Always seek professional advice when appropriate.

4. No Gift Card Services

Important Notice: SafeGiftHub does not:

• Check, validate, or verify gift card balances
• Request, collect, or store gift card numbers or PINs
• Sell, buy, exchange, or broker gift cards
• Process gift card transactions
• Act as an intermediary between users and gift card issuers

Any website or service claiming to check gift card balances on behalf of SafeGiftHub is fraudulent and should be reported immediately.

5. User Responsibilities

When using SafeGiftHub, you agree to:

• Use the website for lawful purposes only
• Not attempt to gain unauthorized access to any part of the website
• Not transmit viruses, malware, or other harmful code
• Not use automated systems (bots, scrapers) without permission
• Not impersonate any person or entity
• Not harass, abuse, or harm others through the website
• Respect intellectual property rights
• Provide accurate information when contacting us

6. Intellectual Property Rights

All content on SafeGiftHub, including text, graphics, logos, images, and software, is the property of SafeGiftHub or its content suppliers and is protected by copyright and intellectual property laws.

Permitted Use

You may:

• View and read content for personal, non-commercial use
• Share links to our articles
• Quote brief excerpts with proper attribution

Prohibited Use

You may not:

• Reproduce, distribute, or republish content without permission
• Modify or create derivative works
• Use content for commercial purposes without authorization
• Remove copyright or attribution notices

7. External Links and Third-Party Content

SafeGiftHub may contain links to third-party websites or resources. We do not control or endorse these external sites and are not responsible for:

• Their content, accuracy, or availability
• Their privacy practices or terms of service
• Products or services offered by third parties
• Any damages or losses from using third-party sites

Links to external sites are provided for convenience and do not constitute endorsement.

8. Affiliate Relationships

SafeGiftHub may participate in affiliate marketing programs. When you click on certain links and make purchases, we may receive a commission at no additional cost to you. This helps support our educational mission.

Our affiliate relationships do not influence our editorial content or recommendations. For complete details, see our Affiliate Disclosure.

9. Disclaimer of Warranties

SafeGiftHub is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties of accuracy, reliability, or completeness of content
• Warranties of uninterrupted or error-free service
• Warranties that the website is free of viruses or harmful components

We make no guarantees about the accuracy, completeness, or timeliness of information on SafeGiftHub.

10. Limitation of Liability

To the fullest extent permitted by law, SafeGiftHub and its operators, employees, and affiliates shall not be liable for:

• Any direct, indirect, incidental, special, or consequential damages
• Loss of profits, data, or business opportunities
• Damages resulting from use or inability to use the website
• Damages from reliance on information provided on the website
• Damages from unauthorized access to or alteration of your data
• Damages from third-party conduct or content

This limitation applies even if we have been advised of the possibility of such damages.

11. Indemnification

You agree to indemnify, defend, and hold harmless SafeGiftHub and its operators, employees, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the website
• Your violation of these Terms of Service
• Your violation of any rights of another party
• Your violation of applicable laws or regulations

12. Accuracy of Information

We strive to provide accurate, current information, but:

• Scam tactics and fraud schemes evolve rapidly
• Information may become outdated
• Errors or omissions may occur
• Individual circumstances vary

We do not guarantee the accuracy, completeness, or timeliness of any information on SafeGiftHub. Always verify important information from official sources.

13. No Professional Relationship

Use of SafeGiftHub does not create any professional relationship, including:

• Attorney-client relationship
• Financial advisor-client relationship
• Consultant-client relationship

For professional advice, consult qualified professionals in the relevant field.

14. Modifications to Service and Terms

We reserve the right to:

• Modify, suspend, or discontinue any part of the website at any time
• Update these Terms of Service without prior notice
• Change website features, content, or structure

Continued use of SafeGiftHub after changes constitutes acceptance of the modified terms. The "Last Updated" date indicates when terms were last revised.

15. Termination

We may terminate or suspend your access to SafeGiftHub immediately, without notice, for:

• Violation of these Terms of Service
• Fraudulent, abusive, or illegal activity
• Any reason at our sole discretion

You may stop using the website at any time.

16. Geographic Restrictions

SafeGiftHub is operated from the United States. We make no representation that content is appropriate or available for use in other locations. If you access the website from other jurisdictions, you do so at your own risk and are responsible for compliance with local laws.

17. Governing Law and Dispute Resolution

These Terms of Service are governed by the laws of the United States, without regard to conflict of law principles.

Informal Resolution

Before filing a claim, you agree to contact us at contact@safegifthub.com to attempt informal resolution.

Arbitration

Any disputes that cannot be resolved informally shall be resolved through binding arbitration in accordance with applicable arbitration rules, except where prohibited by law.

Class Action Waiver

You agree to resolve disputes on an individual basis and waive the right to participate in class actions, except where such waivers are prohibited by law.

18. Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

19. Entire Agreement

These Terms of Service, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and SafeGiftHub regarding use of the website.

20. Contact Information

For questions about these Terms of Service, please contact us:

Email: contact@safegifthub.com
Website: safegifthub.com
Contact Page: safegifthub.com/contact

21. User-Generated Content

If we allow user comments or submissions in the future:

• You retain ownership of your content
• You grant us a non-exclusive license to use, display, and distribute your content
• You represent that you have rights to submit the content
• We reserve the right to remove any content at our discretion

22. No Warranty for Security

While we implement reasonable security measures, we cannot guarantee:

• Absolute security of data transmitted through the website
• Prevention of all unauthorized access
• Complete protection against cyber threats

You use the website at your own risk.

23. Acknowledgment

By using SafeGiftHub, you acknowledge that:

• You have read and understood these Terms of Service
• You agree to be bound by these terms
• You understand SafeGiftHub's role as an educational resource only
• You will not use the website for gift card transactions or balance checking
• You will seek professional advice when appropriate